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      Details

      Financing the Future

      General Info

      For over 10 years, E Mortgage Capital has been a respected mortgage company with the most competitive rates interest rates in the market, boasting a level of customer service most often associated with small local lenders. E Mortgage Capital has now taken its commitment to customer service and diverse mortgage options and expanded to add a multi-cultural lending division. This expansion allows us to offer individual borrowers who in most situations would have never qualified for a great mortgage loan, the flexibility of obtaining one of E Mortgage Capital’s many mortgage products by working directly with the staff of E Mortgage Capital. We are able to accomplish this using many credit solutions we offer to our clients at absolutely no cost.

      HoursCLOSED NOW
      Regular Hours:
      Mon - Fri
      Sat

      Contact Info

      Phone:

      Main - 949-939-3029

      ExtraTollFree - 855-569-3700

      Address:
      1800 E. Garry Ave. Suite 112 Santa Ana, CA 92705
      Email:

      Link:

      https://emortgage.online/#

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      Categories
      Mortgages, Financial Services, Loans, Real Estate Loans
      Services / Products
      * Home Purchases * FHA Loans * Jumbo Mortgages * Reverse Mortgages * VA Loans * Refinances * Cash out Options * 1/2% Down Needed for Purchase
      Location
      Serving all of Colorado and California
      Neighborhood
      Irvine Business Complex
      Amenities
      ●Mortgage Purchase & Refinance Loans. ●FHA Purchase up to 96.5% ●VA Purchase up to 100% ●FNMA Purchase up to 97% ● 89.90% CLTV combo up to $1,000,000 with a 720 (mid) – NO MI ● Jumbo 90% (250k above the county limit- max $875,500) ● 97% conforming W/ MI ● Asset Utilization (Purchase or R/T only – 5/1, 7/1 OR 10/1 Arm only) 720 (mid) ● 70% of retirement assets ● TBD Properties ● Stated Income loans ● Bank statement only programs ● Jumbo Programs up to $2 million and $3.5 on an exception basis ● Financed up to 10 properties ● Condos up to 95% W/ Great MI Rates ● FHA, VA, HARP, FICOS down to 500 ● Great Service ● Quick Turn Times ● Direct Access to u/w ● You can order your appraisals upfront – *no submission required – Call me for details.
      Accreditation

      BRE, DORA, NMLS, OCAR, CAR, NAR, NAHREP

      Associations
      Licensed with Colorado Division of Real Estate MLO#100055707 Licensed with California Department of Real Estate BRE #01704228 Licensed under National Mortgage Licensing and Registry NMLS # 849167 Affiliated with Orange County Association of Real Estate Affiliated with National Association of Real Estate
      Data provided by one or more of the following: Thryv, Data Axle, Yext.