It's really not often where you find someone who TRULY wants to help...not just get your business...but actually HELP. That is the case with David and GHB Insurance. I am no insurance expert... there are a lot of annoying caveats and fine print details that just escape me. David really dug down into the nitty gritty fine print and helped me find the best plan that worked for me. And even helped me land a better deal than originally anticipated, with more coverage to protect myself and my family. I'm very grateful. Thank you so much for your hard work, David, and for actually caring!