I've been with Patrick Carpenter's agency for about 3 years now and had nothing less than exceptional service. Patrick and his employees have worked with me in every way they possibly could. I have a very high monthly insurance premium and Patrick was able to meet my needs and give me the lowest policy in comparison to competitors. Even though he already had the competition beat, in the last 5 months Patrick and Daniel (his 2nd in command) have lowered my insurance premium by over $100/month!! I could not be happier - the Carpenter Agency deserves more than 5 stars.