I have used Ric Neumann for my investment advice for two decades now and he has always put my economic interest above his own. I have called him numerous times wanting to buy a stock or fund (which would have earned him a commission) I had heard about and had him research it and recommend that I NOT buy it, thus depriving himself of a commission. He has almost always been right as well which has saved me plenty by avoiding losses. He is the definition of the word "integrity".